Does BJs Wholesale Club Take EBT or SNAP? Payment Options Explained

BJ’s Wholesale Club has expanded its payment options to better serve customers receiving government assistance. The retailer now accepts EBT payments for SNAP-eligible items both in-store and online at all of its locations across the United States. This change allows SNAP recipients to take advantage of BJ’s bulk pricing and convenient shopping methods.

Members can use their EBT cards at checkout on BJs.com or through the mobile app. The new policy enables SNAP beneficiaries to utilize services like free pickup, shipping, and same-day delivery when ordering groceries and other eligible items. By accepting EBT payments online, BJ’s has made it easier for customers to access affordable food options while maintaining social distancing.

This move aligns BJ’s with other major retailers who have recognized the importance of accommodating SNAP recipients. The company’s decision to accept EBT payments across all channels demonstrates its commitment to serving a diverse customer base and improving accessibility for low-income shoppers.

Overview of BJ’s Wholesale Club and EBT/SNAP

BJ’s Wholesale Club now accepts EBT payments for SNAP-eligible items both in-store and online. This expansion of payment options provides greater accessibility for SNAP recipients to shop at BJ’s locations and through their digital platforms.

Understanding EBT and SNAP

EBT stands for Electronic Benefits Transfer, the system used to distribute SNAP benefits. SNAP, or Supplemental Nutrition Assistance Program, helps low-income individuals and families purchase food.

EBT cards function like debit cards, allowing users to buy eligible food items at authorized retailers. SNAP benefits can be used for:

  • Fruits and vegetables
  • Meat, poultry, and fish
  • Dairy products
  • Breads and cereals
  • Snack foods and non-alcoholic beverages

SNAP cannot be used for:

  • Alcohol or tobacco
  • Vitamins or medicines
  • Hot prepared foods
  • Non-food items

About BJ’s Wholesale Club

BJ’s Wholesale Club is a membership-based retailer operating primarily in the Eastern United States. The company offers bulk groceries, electronics, and household goods at discounted prices.

BJ’s has integrated EBT payment options across its shopping platforms:

  • In-club purchases
  • Online orders for pickup
  • Curbside pickup
  • Ship-to-home
  • Same-day delivery (where available)

Members can use their EBT cards at checkout on BJs.com or the BJ’s mobile app. This integration allows SNAP recipients to take advantage of BJ’s convenient shopping options and competitive pricing.

BJ’s acceptance of EBT payments applies to all clubs chainwide, with the exception of Delaware, where it will be available soon.

EBT Payment Policy at BJ’s Wholesale Club

A cashier at BJ's Wholesale Club swipes an EBT card at the checkout counter, while groceries are being scanned and bagged

BJ’s Wholesale Club accepts EBT payments for eligible items across all its locations. Members can use their SNAP benefits both in-store and online for convenient shopping options.

Acceptance of EBT Payments

BJ’s Wholesale Club accepts SNAP EBT payments at all club locations nationwide. Members can use their EBT cards at checkout in physical stores.

Recently, BJ’s expanded its EBT acceptance to include online orders. SNAP recipients can now use their benefits on BJs.com and the BJ’s mobile app.

This allows for various shopping methods, including free pickup, shipping, and same-day delivery options. To use EBT online, members simply select it as their payment method during checkout.

For online orders, the EBT balance must exceed the cost of individual items to be used as payment.

Types of EBT-Eligible Items

BJ’s Wholesale Club offers a wide range of SNAP-eligible items. These primarily include food products for home preparation and consumption.

Eligible items typically include:

  • Fruits and vegetables
  • Meat, poultry, and fish
  • Dairy products
  • Breads and cereals
  • Snack foods and non-alcoholic beverages
  • Seeds and plants that produce food

Non-food items and prepared foods are generally not eligible for EBT purchase. Alcohol, tobacco, vitamins, and household supplies cannot be bought with SNAP benefits.

BJ’s clearly identifies EBT-eligible items in stores and online to help members easily determine what they can purchase with their benefits.

Using EBT/SNAP Benefits

A person swiping an EBT/SNAP card at the checkout counter of a BJ's Wholesale Club

BJ’s Wholesale Club accepts EBT/SNAP payments for eligible items both in-store and online. Members can use their EBT cards for various shopping options, including in-club purchases, pickup orders, and even same-day delivery in some locations.

How to Use the EBT Card at BJ’s

SNAP recipients can easily use their EBT cards at BJ’s Wholesale Club. For in-store purchases, simply swipe the EBT card at the checkout terminal and enter the PIN. Online, members can select EBT as the payment method during checkout on BJs.com or the mobile app.

When shopping online, customers can choose from options like in-club pickup, curbside pickup, or delivery where available. It’s important to note that only SNAP-eligible items can be purchased with EBT funds.

For mixed orders containing both eligible and non-eligible items, members will need to use an additional payment method for non-SNAP items.

Checking EBT Balance

Before shopping at BJ’s, SNAP recipients should verify their EBT balance. This can be done through several methods:

  1. Check the last receipt from an EBT purchase
  2. Call the EBT customer service number on the back of the card
  3. Use the state’s EBT website or mobile app

Knowing the available balance helps members plan their purchases and avoid potential payment issues at checkout. If a return is necessary, BJ’s will refund the appropriate amount to the EBT card through their Member Services desk.

BJ’s staff can assist with any questions about using EBT/SNAP benefits in their clubs or for online orders.

Shopping Options at BJ’s with EBT/SNAP

BJ’s Wholesale Club offers various convenient shopping options for SNAP EBT cardholders. Members can use their benefits for in-club purchases, online orders, and mobile app transactions.

In-Club Shopping with EBT/SNAP

SNAP recipients can easily use their EBT cards for eligible items at BJ’s physical locations. At checkout, members simply swipe their EBT card and enter their PIN to pay for SNAP-approved products.

Non-eligible items must be paid for separately using another payment method. BJ’s staff are trained to assist with any questions regarding SNAP-eligible purchases.

Using SNAP EBT for Online Purchases

BJ’s has expanded its SNAP EBT payment options to include online shopping. Members can now use their benefits on BJs.com for in-club pickup and curbside pickup orders in select states.

To use SNAP EBT online, customers add eligible items to their cart and select EBT as the payment method at checkout. This feature enhances accessibility for SNAP recipients, allowing them to shop from home and pick up their orders at their convenience.

Mobile App and Same-Day Delivery

The BJ’s mobile app now accepts SNAP EBT payments, providing a user-friendly platform for SNAP recipients. Members can browse products, place orders, and schedule pickups or deliveries directly from their smartphones.

Same-day delivery is available for SNAP EBT orders in areas where BJ’s clubs are located. This service allows members to have their groceries delivered to their doorstep, making shopping more convenient for those with limited transportation options.

BJ’s omnichannel capabilities ensure a seamless experience across in-club, online, and mobile shopping platforms for SNAP EBT users.

Non-EBT Payment Methods and Additional Services

A cashier at BJ's Wholesale Club accepts non-EBT payment methods and offers additional services at the checkout counter

BJ’s Wholesale Club offers a variety of payment options and convenient services for its members. These include multiple ways to pay and flexible shipping and pickup choices.

Various Payment Options at BJ’s

BJ’s accepts several payment methods beyond EBT. Credit cards from major issuers like Visa, Mastercard, American Express, and Discover are widely accepted. Debit cards can also be used for purchases. The club offers its own BJ’s One Mastercard and BJ’s One+ Mastercard, which may provide additional benefits to members.

Cash and checks are accepted for in-club purchases. For added convenience, BJ’s allows split payments. This enables members to use multiple payment methods for a single transaction. For instance, a customer can pay partly with EBT and cover non-eligible items with a credit card or cash.

Free Pickup and Ship-to-Home

BJ’s provides free pickup services for online orders. Members can shop on BJs.com or the mobile app, select eligible items, and choose the free pickup option at checkout. This service allows customers to collect their purchases at their preferred club location without additional fees.

For those preferring home delivery, BJ’s offers ship-to-home services. This option delivers products directly to the member’s address. Shipping costs may apply, but BJ’s sometimes runs promotions for free shipping on certain items or order values.

BJ’s also provides same-day delivery in select areas, combining the convenience of online shopping with prompt service. This option may incur additional fees but offers flexibility for members with busy schedules.

Isles and Products Overview

A busy grocery store aisle with a variety of products on display, including fresh produce, canned goods, and household items

BJ’s Wholesale Club offers a wide range of products across various departments. Members can find essential groceries, household items, and general merchandise all under one roof.

Grocery and General Merchandise

BJ’s grocery section features an extensive selection of fresh produce, meats, dairy products, and pantry staples. Members can purchase bulk quantities of non-perishable items at competitive prices. The club also stocks a variety of frozen foods, including ready-to-eat meals and desserts.

In the general merchandise area, BJ’s carries electronics, furniture, clothing, and seasonal items. Shoppers can find appliances, kitchenware, office supplies, and pet products. The club offers both name-brand and private-label options across many categories.

BJ’s pharmacy department provides prescription medications and over-the-counter health products. The optical center offers eye exams and a selection of frames and lenses. Members can also purchase tires and schedule automotive services at many locations.

Practical Tips for Shoppers Using EBT/SNAP

A shopper swiping their EBT/SNAP card at the checkout counter of a BJ's Wholesale Club

Using EBT/SNAP benefits at BJ’s Wholesale Club can help stretch food budgets and access quality products. Proper planning and understanding eligible items are key to maximizing these benefits.

Maximizing Benefits

SNAP recipients should familiarize themselves with EBT-eligible items at BJ’s. Most household foods qualify, including fruits, vegetables, meats, dairy, and bread. Non-food items like cleaning supplies or personal care products are typically not covered.

Make a list of EBT-eligible items before shopping. This helps avoid confusion at checkout and ensures benefits are used efficiently.

Take advantage of BJ’s bulk pricing on eligible items. Buying larger quantities of non-perishables or freezer-friendly foods can lead to significant savings over time.

Use BJ’s digital coupons and weekly deals on EBT-eligible items to stretch benefits further. These savings stack with SNAP benefits for maximum value.

Planning and Budgeting

Create a monthly meal plan based on EBT-eligible items available at BJ’s. This helps avoid impulse purchases and ensures benefits last throughout the month.

Track spending by keeping receipts or using BJ’s digital account features. This helps monitor benefit usage and plan future shopping trips.

Consider BJ’s various shopping options when using EBT. In-club pickup, ship-to-home, and same-day delivery are all available for SNAP payments.

Split purchases if buying both eligible and non-eligible items. Use EBT for qualified products and a separate payment method for other items.

Check benefit balance regularly through the EBT card provider’s website or app. This helps avoid overages at checkout and allows for better budget management.